Start a Business in Malta: Why Choose Malta and How to Do It

Malta is a smart base for international entrepreneurs. Thanks to EU membership, pro-business regulation, and targeted incentives, you can start a business in Malta quickly and operate across Europe with confidence.

Why Start a Business in Malta

Malta offers a stable legal system, investor-friendly regulation, and English as an official language. Moreover, the tax framework uses a full imputation system with shareholder refunds, which can materially reduce the effective rate in qualifying cases. In addition, startups can access government support programs and a modern online registry.

Key advantages at a glance

• EU jurisdiction with reliable courts and clear company law

• Competitive tax framework with imputation/refund mechanisms for distributions

• Simple online filings with the Malta Business Registry (MBR)

• Access to funding and incentives for innovative startups

• Widespread use of English in law, banking, and business

Company Types to Consider in Malta

For most founders, the Private Limited Liability Company (LTD) is the default. However, partnerships, branches, and special vehicles may fit specific projects.

Private Limited Liability Company (LTD)

• Separate legal personality and limited liability

• Flexible shareholding and governance

• Works well for trading, SaaS, consulting, or holding assets

Branch of a Foreign Company

• Useful if you want Maltese presence while keeping your parent company abroad

Step-by-Step: How to Start a Business in Malta

Step 1 — Choose your structure and name

Define shareholding, directors, and activities. Then clear your proposed name and prepare the memorandum & articles.

Step 2 — File incorporation with the Malta Business Registry

Submit formation documents via the MBR online portal. Typically, you will also file beneficial-ownership details and pay the applicable fees.

Step 3 — Obtain tax and VAT registrations

Register for income tax and, where required, VAT. Depending on activity and turnover, VAT registration may be compulsory or elective.

Step 4 — Open a corporate bank account

Prepare a clear KYC/AML pack: UBO details, source of funds, and a concise business plan. Early engagement with your bank usually shortens onboarding.

Step 5 — Check licences and ongoing compliance

Some sectors (e.g., finance, gaming, medical) require licences. Keep statutory registers, file annual returns, and maintain accounts on time.

Tax and Incentives: What to Know

Malta’s full imputation system can provide shareholder refunds on distributed profits, lowering the effective tax burden in qualifying scenarios. Meanwhile, Malta Enterprise regularly runs programs that support startups with grants, credits, and acceleration initiatives. Therefore, plan structure and profit flows with specialist advice before you begin.

Banking in Malta: Practical Tips

Banks will expect robust documentation. Consequently, prepare KYC early, document your revenue model, and be ready to explain cross-border flows. If you operate globally, consider pairing a Maltese bank with a reputable EMI for collections.

Costs, Timing, and Maintenance

Incorporation can be completed swiftly when documents are ready. Afterward, budget for annual returns, accounts, and renewals. Add professional fees for administration, tax filings, and (if applicable) substance.

Frequently Asked Questions

Do I need a licence to start a business in Malta?

Most trading and consulting activities do not. However, regulated sectors (e.g., financial services, gaming, healthcare) do require authorisation.

What is the standard company type for SMEs?

A Private Limited Liability Company (LTD) suits most founders due to limited liability and flexibility.

How fast can I start a business in Malta?

With complete documents, incorporation and initial registrations can be processed quickly through the MBR portal.

How Swiss Global Corporate Services Helps

We guide you from structure planning to filings and banking. Our team handles incorporation with the MBR, tax/VAT registrations, bank account onboarding, and ongoing compliance—so you can focus on growth.